Foremost Insurance Group announced it has re-branded Bristol West Auto Insurance to the Foremost brand to support the company’s market strategy.
Both Foremost and Bristol West were acquired by Farmers Insurance Group — Foremost in 2000 and Bristol West in 2007. As a part of the decision to place all independent agency business under the Foremost name, the Bristol West brand will be transitioned to Foremost in all states by year end. Cheap Car Insurance In California.
Most students head off to college with an expensive list of computers, televisions, digital cameras, cell phones, stereo equipment and bicycles in tow. Amica Mutual Insurance Company suggests that you review your homeowners and auto insurance to make sure your child is properly covered while away from home.
“If your child is a full-time student, most homeowners insurance policies should provide coverage for possessions taken to school,” said Lisa Melton, an assistant vice president in sales and client services for Amica. “Typically, protection of property away from home is limited to 10 percent of the personal property limits on the family’s homeowners insurance policy.” Cheap Quotes For Car Insurance. However, you can also buy specific additional insurance to cover expensive items, such as jewelry and computers.
“If your child is taking a vehicle to college, your auto insurance policy will most likely cover it as long as the vehicle is registered with you, the parent, as owner,” Melton said. “And if your student is not taking an insured vehicle, you may be eligible for a reduction in auto insurance premiums,” Melton noted.
“If your child is heading off to college this year, check with your insurance company – not only to make sure he or she is protected, but also because it may save you money in the long run,” Melton said.
Insurance tips for college-bound students and families:
- Check your homeowners insurance to make sure your student’s belongings are covered. Car Insurance Rates For New Drivers.
- Create a list of all items brought to school, including model and serial numbers, as well as receipts.
- Engrave your child’s driver’s license number and state onto valuable items, to make them easier to track down if stolen.
- If your child does not bring a car to school, check with your insurance company to see whether you’re eligible for a reduction in premiums.
For more information about Amica’s auto, home and life insurance products, visit Amica.com.
Millions of Ontario drivers will face an array of new choices when they renew their auto insurance policies because of new rules that kick in Sept. 1, but critics say the changes introduced by the Liberal government won’t benefit consumers. Low Online Price Car Insurance.
One key difference in the new standard auto insurance policy will be a 50 per cent cut in medical and rehabilitation benefits, from $100,000 to $50,000, and a corresponding drop in attendant care benefits, from $72,000 to $36,000.
Income replacement coverage will fall from 80 to 70 per cent of gross income, to a maximum of $400 a week. Housekeeping expenses and caregiver benefits currently available to all accident victims will be only for those with catastrophic injuries.
However, consumers will be able to purchase additional levels of coverage in the same way they’ve been able to pay higher premiums to lower deductible levels.
Giving consumers a choice is always the best way to go, especially if it can keep premiums down, said Finance Minister Dwight Duncan.
“This will enable people to decide what’s in their best interests, what they want to pay, and I just think choice is a good thing whenever you’re shopping,” said Duncan. Automobile Insurance Florida Rental Car.
“I think when you give people choice in the coverage they get they will respond well.”
Queen’s University law professor Erik Knutsen, who specializes in insurance law, said the changes will make a bad system even worse by making it far too complex. Low Cost Car Insurance Miami.
“No regular person can sort out what their coverage is and more importantly what it means to them,” Knutsen said in an interview.
“How does the average consuming public understand what these different ramifications of coverage mean to them?” Florida Car Insurance Rates.
The changes are designed to keep a lid on rising premiums, but the opposition parties warned consumers will end up with less coverage and won’t see any real drop in their auto insurance rates. Affordable Car Insurance In Huntsville Al.
“What I’m hearing is people are paying more and getting less in return,” said Progressive Conservative Leader Tim Hudak. Low Income Car Insurance Program In New Jersey.
“The new product the government is putting out actually reduces coverage for Ontario families, and in some cases they’re paying the same price or more for a lesser product.” Auto Finance Company Car Insurance Rate.
The New Democrats also warn that premiums will keep rising despite the latest changes, and said the insurance industry keeps coming back to government for rate increases, and keeps getting them. The Best Rates On Car Insurance.
“The insurance industry in Ontario keeps going back to the well and now they’re arguing fraud is pushing rates up, but that’s absurd,” said NDP critic Peter Kormos. Buying Car Insurance Online.
“They argued that five years ago, 10 years ago, 15 years ago, but at the end of the day they’re simply looking for higher premiums and lower benefits.” Cheapest Car Insurance In Loretto Tennessee.
The no-fault auto insurance system in Ontario has been changed so many times at the industry’s request that it has become too confusing for government and consumers, said Knutsen. Progressive Car Insurance In America.
“My biggest concern is we’ve got a very slow automobile insurance system that is so complicated that we’re having to reform reforms that were reformed by previous reforms,” he said. New Jersey Car Insurance Rate.
“You’d think it would make things simpler but it’s not; by adding multiple options within multiple options it’s just making it more complicated.” Discount Car Insurance Books Business.
Duncan stifled a laugh when asked if people would be too confused by the new choices on auto insurance. Cheap Car Insurance Quotes Online.
“It’ll help them manage their own premiums, and I have great confidence people can do that,” he said. Cheap Florida Car Insurance Quotes.
The Insurance Bureau of Canada said private insurance companies lost $1.2 billion in Ontario’s auto sector in the last two years and the losses keep mounting, putting more upward pressure on premiums. New York Car Insurance Quote.
The new packages giving consumers more choice will help keep rates down, and will not be difficult for the average motorist to figure out, especially if they take the basic package, said IBC vice-president of policy development Barb Sulzenko-Laurie.
“For the average person, and I consider myself as such, it’s a no brainer,” said Sulzenko-Laurie. Classic Car Insurance Quote Online.
“I think the standard package is a very good package that would serve all of the needs that I could possibly anticipate.” Progressive Car Insurance Quoye.
The Insurance Bureau said even with the reductions in coverage on basic policies, Ontario will still have the most generous auto insurance coverage in Canada. Cheap Pennsylvania Car Insurance.
About Amica Mutual Insurance
Affordable Car Insurance Quote. Amica Mutual Insurance Company, the nation’s oldest mutual insurer of automobiles, was founded in 1907. Free Quotes Car Insurance. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Car Insurance Companies In Columbia Mo. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,200 people in 40 offices across the country. State Of California Low Cost Car Insurance.
“Moving to a single brand for independent insurance agencies and our customers will strengthen recognition in the industry,” says Bob Sadler, vice president of independent agency operations.
